FACTS	WHAT DOES OB Salem Auto Group Inc. DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Credit history and credit scores payment history and account balances When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons OB Salem Auto Group Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does OB Salem Auto Group share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For joint marketing with other financial companies-	No	We Don't Share
For our affiliates' everyday business purposes- information about your transactions and experiences	No	No
For our affiliates' everyday business purposes- information about your creditworthiness	No	We Don't Share
For nonaffiliates to market to you	No	We Don't Share

Questions?

Call 503-370-3060 or go to hondaofsalem.com or vwofsalem.com or bmwofsalem.com

Who we are
Who is providing this notice?	OB Salem Auto Group Inc.
What we do
How does OB Salem Auto Group Inc. protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured fi les and buildings.
How does OB Salem Auto Group Inc. collect my personal information?	We collect your personal information, for example, when you Apply for financing Pay us by check Show us your drivers license or Apply for a lease or Give us your contact information
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Affiliates include companies with O'Brien Auto Group Logo and or companies owned by Michael O'Brien and financial companies such as dealerships
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfi nancial companies. OB Salem Auto Group Inc. does not share with nonaffiliates so they can market to you.
Joint Marketing	A formal agreement between nonaffi liated financial companies that together market financial products or services to you. OB Salem Auto Group Inc. does not jointly market.

*All vehicles are one of each, all Pre-Owned and Certified vehicles are used, a dealer documentary service fee of up to $75 may be added to the sale/lease price, all offers expire on close of business the day subject content is removed from website, all financing is subject to credit approval.